If you thought Michelin-star dining meant laying down a huge chunk of change, you'd only be partly right. While a lot of these top restaurants will leave your wallet feeling lightweight when it comes to evening meals, they can be pretty reasonable for set menu lunches.

In fact, these nine restaurants, each with one Michelin-star, will set you back under £20 for lunch (usually two courses).

1. The Elephant, Torquay

The most reasonable restaurant in the whole of the UK for a top-notch lunch, The Elephant in Torquay even has its own farm.

For £16.50 Tues-Sat, enjoy two courses from the set menu, or pay a touch more - £19.95 for the full three. The menu has two choices for each course and is changing constantly. Current options for mains are: Breast of crediton duckling, heritage carrots, Brixham honey, blood orange or Brixham hake, seaweed and smoked eel butter sauce.

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2. Turners @ 69, Birmingham

Turners @ 69 offers a bargain two-course lunch at £18.99 Monday-Saturday or three courses for £24.99.

While you won't be able to choose between dishes here, the set menu is top-notch. You can currently order: Ham hock terrine with pickles, coriander and mustard to start, Ox cheek steamed pudding with creamed potatoes and bone marrow sauce for main and bread and butter pudding with vanilla ice cream for pudding.

3. Bohemia, Saint Helier

You can only order one course at Bohemia for £19 but there's a choice of about seven mains and they all sound filling enough to last you.

Try three courses for £27.50 instead and choose from three different options of starters, mains and deserts.

4. Ormer by Shaun Rankin, Saint Helier

If you can eat quickly, Ormer's express lunch (Monday-Friday) gives you a delicious course of meat, fish or veg along with one glass of wine for just £19.

Although if you have longer and want desert then you can sample two courses for £22 or three for £27.

5. The Ninth, London

If we told you that you could eat a Michelin-starred meal for under £20 in London, you wouldn't believe us. But it's true, we wouldn't lie to you. We're not like that.

This French-Mediterranean restaurant in the heart of London serves up sharing food with that feel-good factor - think King Prawn Macaroni and Chargrilled Lamb - and will set you back £19 for two plates, or £25 for three.

6. Paul Ainsworth at No6, Padstow

£19 at Paul Ainsworth's Padstow restaurant will get you two courses of delicious food, or pay £26 for three. You won't be able to choose from a list of options but the menu still offers great value for money considering.

Currently you can enjoy: Smokey haddock, asparagus and caviar chantilly followed by Cornish Hogget new season greens and ewes curd with a desert of strawberry sweet goats milk and hibiscus.

7. Sir Charles Napier, Oxfordshire

Not only can you enjoy Sir Charles Napier's two-course, £19.50 set menu at lunchtime, Monday-Friday but it's also available for dinner, too.

The menu changes constantly but you can generally choose from three options for each course including the likes of Crisp tamworth pork belly with apple and vanilla puree, a frissee salad (to start) and Cornish hake with jerusalem artichoke risotto, parsley sauce and truffle vinaigrette (main).

8. The Treby Arms, Devon

£20 will get you two courses at The Treby Arms in Sparkwell. The lunch menu is available Monday - Friday and costs £25 for three courses and an extra £15 for the restaurant's wine selection.

9. Ox, Belfast

The Ox in Belfast provides some seriously mouth-watering menu choices for its set menu, £20-for-two-courses lunch.

The 70% chocolate, pistachio, caramel, burnt milk ice cream desert option is game-changer, and you'll definitely add the £8 wine pairing to each course.

And if you want to find a restaurant near you, check out Voucher Cloud's round-up of the cost of lunch in every Michelin-starred restaurant in the UK.

From: Cosmopolitan UK