Smart Buy

H&M Trench Coat

As we slowly come to terms with the fact we're still over a fortnight from January payday, it pays to know that it's still possible to spruce up your wardrobe for the new year without resorting to baked beans on toast for the rest of the month. Try something like this H&M trenchcoat. It's a better choice than that mohair jumper you know you won't wear. (£59.99, H&M)