We've all been there, the bill appears and suddenly all your coworkers have an urgent meeting to prepare for and scarper, leaving you £7.46-down from three different people.
It's difficult to continually find ways to wedge the money they owe you into conversation, but look no further as Apple, the people who bought you Siri and water damage anxiety, are here to help.
The Apple Pay feature uses contactless technology to turn your iPhone into a debit card making small payments convenient. Yesterday at the Worldwide Developer Conference , Apple announced they would be extending Apple Pay to person to person payments. Everyone's thrilled about the news, except the owners of Venmo, a PayPal owned company which offers this payment service.
This means you'll be able to text money to your friends or, more conveniently, ask your friends to stump up by text message. A sigh of relief for those of us who have fallen foul of the old 'card reader' excuse. Just watch out if all your friends start conveniently running out of battery when this feature is introduced.